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Your Customer’s Experience 100% digital
The most efficient payment and credit solution on the market.
Light, flexible and digital.
The best experience for your customer, with the highest profitability for your business.
Complete and adaptable solution to any business arrangement
Topology and structure that raise the profitability of the business to the maximum point
Broad solution, natively integrated to all digital wallets, digital accounts and payment and credit instruments (pre and post)
Solution capable of managing the different degrees of risk, according to the business profile
Promotes significant reduction in operating costs
Fully digital credit and payment solution
The digital card is identical to the physical one, has its own number, security code (CVV), expiration date and is always available in your bank’s App or in your digital wallets (Samsung Pay, Apple Pay and Google Pay). Now, having the physical card is optional.
100% digital service through APIs, from issuing the card to meeting customer demands.
No embossing
Having the physical card is optional. Cost reduction with embossing and delivery of physical cards.
No physical invoice
Reduction of printing and delivery costs of physical invoices.
Differentiated cycles
Use of automatic debit with reduction between invoice cut-off and due dates, bringing operational and financial gains.
Digital service
Self-service services for the customer, such as disputes, password registration, blocking and unblocking, reducing service costs.
Flexible limit
Attributed according to the balance of the investment or remunerated account.
Traditional model | 7 to 10 days for card activation
Customer requests account opening
Registration, fraud, AML and credit analysis (KYC)
Account opening and card issuance
Card embossing and mailing
Customer unblocks card
Up Digital Model | From 0 to 1 day for card activation
Customer requests account opening
Registration, fraud, AML and credit analysis (KYC)
Account opening and digital card issuance
Customer unblocks card and can now use it in digital wallets or online purchases